DP
Writing Projects What I Do

Writing

// Essays on risk, AI, and the systems that shape finance

2025

  • Why LLMs Won't Replace Risk Models Jan 15
  • Credit Scoring is a Policy Choice Jan 08

2024

  • On Model Explainability in Credit Dec 12
  • A Primer on Retail Credit Risk Nov 03
  • LLMs in Underwriting: What Works Sep 20
Diana Padilla © 2025
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